Back to School

For those of you with children, it’s that time of year where we kiss goodbye to the summer holidays and embark on a new academic year. Even for those of us not at school, the change in season is a perfect … Continue reading

Posted in Financial Planning | Leave a comment

Behaving Badly – The Importance of Behavioural Coaching

Managing behaviour when investing doesn’t sound too difficult, does it? Unfortunately doing the right thing at the right time is harder than it sounds. Avoiding doing the wrong thing is even harder! Investing money can be a roller coaster of emotions. During … Continue reading

Posted in Financial Planning, Investment | Leave a comment

Why should you pay for a plan?

Traditionally financial advice was paid for via commission. The adviser would provide the advice for ‘free’ on the basis that the commission from any financial products set up would pay for the advice. Obviously this isn’t ‘free’ advice, it just defers … Continue reading

Posted in Financial Planning, Investment, Pensions, Retirement | Leave a comment

Final Salary Transfers – should I stay or should I go?

Final salary transfers are a hot topic at the moment. With Cash Equivalent Transfer Values (CETV’s) at historically high levels, interest from everyone is high. Members of final salary schemes are (understandably) interested in swapping a future income for a … Continue reading

Posted in Financial Planning, Pensions, Retirement | Leave a comment

A hung parliament… What does it mean for you?

Last night’s result was a shock for those in politics. Theresa May and the Conservatives set out with the aim of increasing their number of seats from 330 into a much stronger majority. Instead they managed to reduce their number … Continue reading

Posted in Financial Planning, News | Leave a comment

Due diligence that ALL business owners should be doing…

In simple terms, due diligence is the process of the buyer finding out what the business is really worth and establishing whether the price is one worth paying. But what about the seller? I believe they need to do their … Continue reading

Posted in Financial Planning | Leave a comment

Spring Budget 2017

Yesterday marked the final Spring Budget. From next year, the budget will take place in the Autumn. Rather than go out with a bang it was a fairly dull affair. Below are the main points I feel may be of … Continue reading

Posted in News, Tax | Leave a comment

Gold Standard Advice – Part 4

This is part 4 of the ‘Gold Standard’ series. In part 1 I mentioned the Twitter conversation I read that talked about the key factors in providing ‘gold standard’ advice being an adviser who… Is a Chartered Financial Planner Is … Continue reading

Posted in Company News, Financial Planning, Investment | Leave a comment

Gold Standard Advice – Part 3

This is part 3 of the ‘Gold Standard’ series. In part 1 I mentioned the Twitter conversation I read that talked about the key factors in providing ‘gold standard’ advice being an adviser who… Is a Chartered Financial Planner Is … Continue reading

Posted in Company News, Financial Planning | Leave a comment

Gold Standard Advice – Part 2

This is part 2 of the ‘Gold Standard’ series. In part 1 I mentioned the Twitter conversation I read that talked about the key factors in providing ‘gold standard’ advice being an adviser who… Is a Chartered Financial Planner Is … Continue reading

Posted in Company News, Financial Planning | Leave a comment