Recent Market Volatility

As I write this, global stock markets are suffering huge volatility. The FTSE 100 has dropped to its lowest levels since April 2017 and the Dow Jones has suffered its biggest fall since 2011. Suddenly the press has gone into … Continue reading

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A lesson in diversification

The collapse of Carillion has been shocking and very sudden. Just last week Carillion was the UK’s second largest construction company employing 43,000 people globally and enjoying a turnover of in excess of £5 billion in 2016.However, Carillion has been … Continue reading

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What we want to achieve this year…

For many people the new year is traditionally a time to reassess their life, consider goals and make plans for the coming 12 months. I am no different and, during the period between Christmas and New Year I took a … Continue reading

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Looking ahead to 2018

This time of year is rife with economists, investment professionals and journalists making predictions as to where they think global markets will go in 2018. These predictions often range from markets completely flopping to markets flying high and having a … Continue reading

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Budget – November 2017

There were all kinds of fears for this budget in terms potential tinkering with pensions and trying to squeeze more tax revenue from the UK. However, it turned out to be a fairly uneventful and benign budget (thankfully). Below is … Continue reading

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Advice Triggers! – Part 1 – Retirement

There are certain trigger points in everyone’s life where financial planning is particularly useful. I will be exploring each of these in turn. The first trigger point I will be looking at is retirement. What is retirement? Retirement means different things … Continue reading

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Money can’t buy you happiness… or can it?

This is one of those common sayings that everyone is likely to have heard at some point in their lives. The common wisdom is that money can buy material ‘things’, but true happiness comes from inside. But how true is … Continue reading

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Back to School

For those of you with children, it’s that time of year where we kiss goodbye to the summer holidays and embark on a new academic year. Even for those of us not at school, the change in season is a perfect … Continue reading

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Behaving Badly – The Importance of Behavioural Coaching

Managing behaviour when investing doesn’t sound too difficult, does it? Unfortunately doing the right thing at the right time is harder than it sounds. Avoiding doing the wrong thing is even harder! Investing money can be a roller coaster of emotions. During … Continue reading

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Why should you pay for a plan?

Traditionally financial advice was paid for via commission. The adviser would provide the advice for ‘free’ on the basis that the commission from any financial products set up would pay for the advice. Obviously this isn’t ‘free’ advice, it just defers … Continue reading

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