Category Archives: Retirement

Advice Triggers! – Part 1 – Retirement

There are certain trigger points in everyone’s life where financial planning is particularly useful. I will be exploring each of these in turn. The first trigger point I will be looking at is retirement. What is retirement? Retirement means different things … Continue reading

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Money can’t buy you happiness… or can it?

This is one of those common sayings that everyone is likely to have heard at some point in their lives. The common wisdom is that money can buy material ‘things’, but true happiness comes from inside. But how true is … Continue reading

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Why should you pay for a plan?

Traditionally financial advice was paid for via commission. The adviser would provide the advice for ‘free’ on the basis that the commission from any financial products set up would pay for the advice. Obviously this isn’t ‘free’ advice, it just defers … Continue reading

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Final Salary Transfers – should I stay or should I go?

Final salary transfers are a hot topic at the moment. With Cash Equivalent Transfer Values (CETV’s) at historically high levels, interest from everyone is high. Members of final salary schemes are (understandably) interested in swapping a future income for a … Continue reading

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Budget 2015 – A financial planning point of view…

Once again, it’s budget time and, as ever, it gives us both expected and unexpected changes to the legislative landscape; with the added element of an imminent election. Below are some of the key points from a financial planning point … Continue reading

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What value does a good financial planner add?

Is it worth paying a financial planner or wealth manager a fee to provide investment advice? What value do they add for this fee? Is it in excess of their charges? These are exactly the type of questions that a … Continue reading

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So you’ve sold your business – now what?

You’ve spent years building a successful business and you’ve finally completed the sale. It took MANY months to get to this stage but you now have your millions, what do you do next? For many, this is the question that … Continue reading

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Are you gambling with your retirement?

What does retirement mean to you? Is it what lies at the end of your working life, or your reward for being successful and planning well? There are so many people the world over who amble towards retirement with no … Continue reading

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Pensions News

As ever, there are so many news stories flying about regarding pensions. One mentioned recently is the possibility that the Treasury may restrict tax relief for higher rate taxpayers. This has been mooted prior to many previous budgets, however, pensions … Continue reading

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